Your search for the perfect family home could be over...
We all dream of owning the perfect family home, one with enough space for the kids, and all their belongings, but with enough room for the adults to get some much-needed peace and quiet. But large properties, particularly those close to schools and shops, are often priced beyond the reach of most families.
Now, Orkney Builders is offering a unique opportunity for families looking for the perfect brand-new home in Kirkwall, with a number of beautiful houses available to buy at Grainbank.
What sets these innovative properties apart from most homes of this size and standard is their price.
The four-bedroom homes are available for a fixed price, but if you qualify for assistance under the Help to Buy (Scotland) Affordable New Build Scheme, that cost could drop by a whopping 15-per-cent.
Orkney Builders’ Grainbank homes are also eligible for purchase under the Open Market Shared Equity Scheme, which helps people who want to buy a property on the open market but are unable to meet the full price. Eligible applicants can receive between 10 and 40-per-cent toward the purchase price of a property that has been advertised on the open market.
Key: Plot Available Under Offer Please enquire
Please click on a plot for more information.
The Help to Buy scheme can help you to buy a brand new home with only a 5% deposit. The Scottish Government provides you with up to a 15% equity loan. This allows you to purchase with a mortgage of only 80% of the sale price of the house. See the table below for example pricing details on each of our house types through Help to Buy.
|Type||Bedrooms||Guide Price||15% Help to Buy||You Pay||5% Deposit|
|2 Bed - Plot 3||2||£164,000||£24,600||£139,400||£6,970|
|2 Bed - Plots 4&5||2||£156,000||£23,400||£132,600||£6,630|
Security over your home is required. Your mortgage lender's deposit requirements will vary, but you should usually expect to contribute a deposit of at least 5% of the purchase price. Available on selected properties, and subject to the government's specific terms, conditions and qualifying criteria. Please consult Orkney Builders (Contractors) Limited's sales advisor for further details. The Government may lend you up to 15% of the property value through an equity loan which can be repaid at any time during the loan term or on the sale of your home. The Help to Buy (Scotland) Affordable New Build Scheme is available for existing home owners as well as first time home buyers.
If you are interested in one of our properties, you can follow the steps below.